> If you are salaried: provide two years W-2 and one month of paystubs OR if you are self-employed: provide two years tax returns and a YTD profit and loss statement.
> If you own rental property, please provide rental agreements and two years tax returns.
> If you wish to speed up the approval process, please also provide three months bank statements for each bank, stock and mutual fund account.
> Provide recent copies of any stock brokerage or IRA/401K accounts that you may have.
> If you are requesting a cash out refinance please provide a letter explaining what you plan to do with the proceeds.
> Provide a copy of divorce decree if applicable.
> If you are NOT a US citizen, provide us with a copy of your green card (front & back), or if you are NOT a permanent resident provide us with your H-1 or L-1 visa.
- WV Mortgage Loan .com Welcomes You!
WV Mortgage Loan .com offers all the information you may need to help you in obtaining a home loan or mortgage in the state of WV. WV Mortgage Loan .com is locally owned and operated to ensure you a friendly and hospitable atmosphere, therefore WV Mortgage Loan .com is WV's professional mortgage broker of choice. We are also licensed to provide WV mortgages and home loans, WV Purchase Loans, WV jumbo loans, stated income and self employed in WV, WV second mortgages and WV refinance loans, WV fixed rate mortgages, WV Debt Consolidation loans, and home mortgage loans in WV.
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At WV Mortgage Loan .com we offer mortgage and real estate in the areas listed below. We are licenced to complete mortgages in WV, Virginia, and Maryland. If the area you are searching for is not on the list below then call one of our mortgage and real estate experts at WV Mortgage Loan .com for more information.
- Refinance Now to Lower your Mortgage Interest Rate and Save you Money!
Our mortgage brokers at WV Mortgage Loan .com will make a refinance beneficial for you. We do this by refinancing for more than the balance remaining on your old WV mortgage. In the WV mortgage industry this is called cashing out. Recent fluctuations in the economy may allow you to refinance your WV home loan without increasing your monthly payments.
The extra cash that results from refinancing can be used for many purposes; one of the smartest ways to use these funds is to pay off any loans with higher interest rates. If you are not in a position where debt id a concern for you, you may be interested in using the money for a more enjoyable purpose, such as building an addition on to your WV home. Which ever way you decide to spend the money, your mortgage broker at WV Mortgage Loan .com can help you through the process.
Additional WV Refinance Information